Tikkie: Dutch app for receiving payments via WhatsApp.

Most banks now offer an app that may be downloaded to your smartphone or tablet.
You can also find out the status of one’s investments, inform yourself of the most recent financial news and currency markets.
The Dutch have created this super efficient payment system which allows for sending payment requests via sms.
This makes shared costs simpler to split, for example, between a group of friends.
Alternatively, you can attach a QR code rather than a payment connect to request reimbursement.
All of the payments here will be processed via IDEAL without the transaction charges.

With just one click on the link, the person who receives the message is directed to the perfect payment environment.
A distinctive feature of Tikkie is that an individual does not need to create a new online bank account or separate e-wallet as a way to receive payments.
The amount of money is automatically credited with their existing current account.

• Moreover, POS terminals are often very modern, to help you use them to make contactless payments with your debit card or smartphone.
• A tip of about 10% is quite acceptable in holland.
• Specially the frustration to be checking and trying to learn manually on the WhatsApp platform who did already pay a request and specially who still must pay it!
• You’ll then send the requests which contain a payment link either through WhatsApp, text message, or email.
• Once you send a Tikkie to several people, it is possible to request a maximum of € 2500 euros as well .

How to fit a new feature into a highly adopted mobile payment app.
Sharing can be achieved via any communication app on the user’s device.
From messaging apps like WhatsApp to Messenger to social media marketing platforms, email and SMS.
Moreover, a friendly text is included, so the recipient is definitely informed concerning the goal of the payment and the total amount requested.
The included text could be customized by the user before sending.

Regulations lays down many rules that people have to comply with as a bank.
For example, we should store personal data and in some cases provide it to third parties – e.g. the Ministry of Justice – in case of financial fraud.
We have a separate Data Protection Officer in your company.
In case you have any questions about the use of your personal data by Tikkie, please send an e-mail to
When the BTC Seller requests a Tikkie payment the utmost they can ask to get is €750 per Tikkie request.
If the trade is over that amount the BTC Seller could have to sent multiple requests to total the trade amount.

As the QR code is immediately visible I think this would work better.
This QR code would then have to decode in to the originally sent URL.
Tikkie processes payments through the perfect platform and can be utilized by current account clients at any Dutch bank.
WhatsAppis quickly becoming the most popular social messaging platform sin the world, it makes lots of sense for ABN Amro to hook into their API.
Moreover, customers often go out shopping or enjoy friends and family, the majority of whom will be using WhatsApp aswell.
Requesting payments for split bills or other reasons becomes far more convenient this way.
ABN Amro is wired differently, albeit they have launched their new mobile app called Tikkie.

The law provides whenever we must provide this data.
If you include a thank-you GIF for the personal thank-you page, we will save it in Tikkie.
This way, the GIF can be shown to friends and family if they have made a payment for you.
If you delete the thank-you GIF in the app, it will also be taken off our servers.
We shall show your name to the party that has sent the payment request.
This privacy statement explains how we collect, use, share, and transfer your individual data by using Tikkie.

One remaining area of payment friction is actually asking someone for a few money to settle up for meals out or after a night out.
Having asked for the money you then have to provide your bank details and hope that your friend will then obtain it together to really send the money from their bank account.

Unlike America, for instance, waitstaff here don’t live off of their tips.
Concurrently, hospitality staff aren’t necessarily well paid, so those extras can make their lives better.
A tip of about 10% is fairly acceptable in the Netherlands.
If you thought the meals, service, or overall experience was fantastic, then it may also be much more, but in the event that you thought the service or meal was poor, you may also decide not to tip at all .
Finally, all those cashless payment solutions will make tipping an issue.

• The model is comparable to moves from Facebook, PayPal’s Venmo and Snapchat to pair payments with social
• For example, we must store personal data and in some cases provide it to third parties – e.g. the Ministry of Justice – in case of financial fraud.
• Meet Angel, a frequent user of the Tikkie mobile app which has end up being the mainstream payment tool of choice in HOLLAND among millennials.
• At the mercy of your explicit consent, we are able to send you push notifications to inform you that someone has paid your payment request.

If it’s taking a long time to obtain feedback from the receiver, you can always send an instant reminder.
Tikkie is also a perfect tool for business customers of ABN AMRO, whether you’re a freelancer or own a multinational company, sending payment requests will undoubtedly be efficient.

You will see the current status of every request by going to the summary screen in the app.
If it’s taking ages to get your money back, you can always send a quick reminder.
We just need to confirm your email address so we realize we’re sending news to the proper person.
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