N26: German bank offering direct online banking services to consumers and companies.

Other banks charge even higher fees to withdraw money.
Junk food kiosks, Spätis and also some restaurants only accept cash.
When you create your account, you need to take up a video chat and verify your passport.
If video ID doesn’t work, you need to print a document and bring it to the post office.
The person at the post office will verify your identity, and you will get your N26 card a couple of days later.

• With Income Sorter, it is possible to automatically set aside some of your incoming transfers into your Spaces.
• Send profit 38 different currencies using the Wise feature built inside the N26 app and conserve to 6 x a lot more than you might with traditional banks.
• Usually students cannot earn reduced due to oversupply.
• Manage funds in a Shared Space with up to 10 other N26 users.

German customers can also withdraw and deposit money at retail locations.
Since there is no fee for withdrawals around €999, deposits are at the mercy of a 1.5% fee.
N26 customers in several of its markets may use their smartphone for in-store purchases.
Additional countries are added as both Google Pay and Apple Pay gradually expand throughout N26’s markets.
In November 2021, N26 announced that it would be pulling out of america in January 2022, leading to the closure of around 500,000 accounts.
American customers were no more have the ability to use its app after January 11, 2022.

Do I Must Open My Business Bank-account With My Very Own Name?

Give your financial goals room to cultivate with N26 Spaces sub-accounts.
Personalize each space with a name, set your savings target, and easily stash savings aside with a few taps.

the efficiency of German banking, right on your smartphone.
Your N26 Standard free bank account is 100% mobile and fee-free, adding extra flexibility and convenience to your everyday.
Forget about visiting bank branches, waiting in queues, or inconvenient opening hours.
It is possible to send, receive, and manage your money all in a single app for free—from anywhere, anytime.
For the past 2 years, we’ve had the pleasure of providing our 100% mobile banking experience to hundreds of thousands of people over the US.
It is with sincere gratitude and appreciation that we’ve made the tough decision to sharpen our concentrate on our European business.

German Deposit Protection Scheme.
Whether your financial goals are big or small, these life hacks will assist you to save money faster.
We’re an authorized bank, 100% digital and secure.
Every N26 bank-account is guaranteed by the Compensation Scheme of German Banks around €100,000.

The Online Bank You’ll Love

To transfer money from N26 to your bank account, you need to open your N26 app.
Click on Add Money, and click on External bank transfer.
Then, go to Link a merchant account, and click on Continue.

Simply open a Shared Space, and manage your business funds together with around 10 other N26 customers.
Please note that an IBAN can’t be added to a Shared Space for now—but keep tuned in for more exciting updates ahead!
Find out about N26 Spaces and all its features here.

• Lock and unlock your card, activate or deactivate payments abroad from your own phone, and set your payments limits on-the-go.
• The N26 Standard free bank account doesn’t cost something!
• Fast-forward to now, and they seem to have already achieved that through innovative technology and the best professionals worldwide.
• Besides, online banks have already been around for some time, and they can offer as much safety as a normal one.

What’s more, you’ll never be charged a supplementary fee for paying in a foreign currency.
If you’d like to have a physical debit card, that’s no problem—just order your transparent N26 Mastercard for a one-time delivery fee of €10.
Your free bank account comes with a virtual N26 Mastercard—you can start using it when your account is established.
Link it to Apple Pay or Google Pay to create payments in stores, online, or in apps.

All N26 customers in america have already been sent a notification of account closure to the email address linked to their account.
If you had money in your account, we issued a check to the address we’ve on file with your remaining account balance.
Securely log in to your bank account with fingerprint identification or FaceID, so no-one can access your bank account unless it’s really you.
Save money regularly—and without even noticing—by activating Round-Ups.
Each time you pay together with your card you’ll save the change in an area of your choice.
Use Rules to automatically move money to your spaces, at whichever frequency you select.

And with Round-Ups, gather your purchases to the next euro, and set the difference aside immediately.
Create up to 10 customized sub-accounts to organize your budget and cut costs for future plans.
Whether it’s for your “Holidays” or perhaps a “New computer,” make your sub-accounts work for you.