StashAway: Investment company based in Singapore. The online platform uses a robo-advisor to guide customer investments.

StashAway’s portfolios work with a combination of bonds, REITs, and stocks to mitigate risk and help your portfolio endure fluctuating markets.
Its asset allocation is also much safer than what Syfe’s Equity100 offers, with diversification across REITs and commodities.
Both Syfe and Endowus offer expansive fund markets for clients to create customised fund portfolios.
Out of your 3 robo advisors, Endowus may be the only one that allows one to invest with SRS, CPF, and cash.
Endowus Core portfolios gave a 10-year (Jan 2012-Dec 2021) return between 2.7 to 12.2% with regards to the specific funds selected and risk tolerance allocated.
Clients are charged a per annum fee based on the value of these assets.
Governed by one of the 8 key principles of the Endowus investment philosophy, which is to maximise returns by minimising cost, Endowus strives to create fees down only possible.

With this, you can begin buying US stocks and ETFs from just US$1, regardless of the share price.
Logically, this structure is a lot more advantageous for investors who adopt a long-term approach to investing since one’s portfolio value is a lot smaller in the beginning.

As a millennial and a student, I am thankful these services are available to us.
Robo-advisors have made investing more accessible, especially for the those of us with a little capital.

What Goes On To The Dividends That I Receive When Investing With Robo-advisors?

Ferrario believes that the real problem digital wealth management is looking to solve is that of individuals not knowing what to do making use of their savings.
Global robo-advisory assets under management are closing in on the trillion-dollar mark.
With the U.S. leading the way, global AUM for the robo-advisory sector is projected to cross US$987 billion in 2020, with $4,398 average AUM per user.
Putting mutual funds and insurance aside, I’m good with the fees charged by the traditional brokers when buying Malaysians stocks and ETFs.

• Rival Singapore banking group DBS launched a hybrid robo-advisory product to the country’s retail investors in September 2019.
• OCBC RoboInvest portfolios consist of fixed income , equity , commodities, and cash.
• previously issued bonds in …
• However, OCBC portfolios are unique in the sense that each portfolio can’t be adjusted for a specific risk level.

“Our CSAT is consistently higher than 95 percent, and lots of it is because we are able to respond and quickly resolve our customer issues,” shared Wong.
We take feedback from users seriously and explore it in detail.
It enables us to continuously work with the relevant internal teams on product or platform improvements,” she added.

Dbs Digiportfolio Asset Classes

Syfe alternatively has no minimum investment amount and its own fee scale ranges from 0.4 to 0.65% based on your client tier and asset values.
Moreover, this robo advisor gives you Syfe Trade, an online brokerage for all of us markets.

There are various companies or individuals who can help with that however in this article, we shall mainly talk about the most popular options – robo-advisors.
Using robo-advisors will help the investors to get the initial portfolio.

OCBC RoboInvest’s minimum investment requirements vary in line with the portfolio from U$100 to U$10,000, though clients don’t have the choice to deposit in dollars themselves.
With regards to assets, StashAway may be the most diverse— offering real estate and commodities along with stocks and bonds.
To get with StashAway you must deposit funds from your own personal bank account into your StashAway simple account or General, Goal-Based, and Income Portfolios, this takes up to 4 business days.
DBS digiPortfolio will not use third-party services to use the investment platform, the robo-advisor is completely built-into DBS bank’s secure system.
One of many reasons we invest is indeed we are able to grow our wealth.
Although they do not tell the full story, investment returns are an insightful indicator of how well an investment strategy will perform, and subsequently how much cash it could make.

Diversify your investments so you can reduce your risk and optimise your returns.
Determine how much it is possible to reserve very month and invest consistently in order that if your goal is in 10 years, you don’t have to worry how the markets are doing presently,” shares Wong.
Despite the slow uptake, robo-advisors might be able to automate a few of the simpler aspects of wealth management.
Although more sophisticated investors will probably still be determined by financial advisors, investors with an increase of modest objectives may utilize robo-advisors to benefit from their low fees and convenience.

Officer, spoke around about how the company started and its goals in the APAC (Asia-Pacific) market.
StashAway has a great set of tools to guide you through goal based investing.
They have a straightforward asset size based fee structure and were the least expensive platform for assets a lot more than S$500k on our calculations.
StashAway is licensed by MAS, is regularly audited and keeps your money in an omnibus account separate from StashAway’s funds.
StashAway is really a popular Singapore-based digital wealth manager which has recently entered the UAE market.
They offer a variety of pre-set diversified investment portfolios.
Their portfolios consist of stocks, bonds, property and commodities such as gold.